Tropical beach sunset
#4

El Salvador (Bitcoin Beach)

El SalvadorEl Zonte / San Salvador

Overview

El Salvador put itself on the Bitcoin map by becoming the first country to adopt Bitcoin as legal tender in 2021. President Nayib Bukele's bold move means that businesses must accept Bitcoin (via the Chivo wallet) alongside the USD. For expats: foreign investors pay no capital gains tax on Bitcoin – Bitcoin profits are exempt from tax by law. The government actively courts Bitcoiners, selling "Volcano Bonds", planning a Bitcoin City near a volcano, and offering fast-track residency for Bitcoin investors. Beyond Bitcoin, El Salvador offers an affordable cost of living (you get much more for your money than in developed countries) and warm Pacific beaches (it's a surfer's paradise in spots like El Zonte, aka "Bitcoin Beach"). Drawbacks: The country historically had high crime, though there have been major improvements – crime rates have plummeted with the 2023 homicide rate falling to 2.4 per 100k, the lowest in the Americas after Canada. Infrastructure is developing. Education and healthcare are below first-world standards.

💰 Bitcoin Taxation
0% Capital Gains

Zero capital gains tax on Bitcoin by law. Bitcoin profits are exempt from taxation. One of the most Bitcoin-friendly tax regimes in the world.

HODL Tax Score
10.0
Trading Tax Score
10.0

✈️ Visa & Residency

Fast-track residency available for Bitcoin investors. Government actively courts Bitcoiners with welcoming policies. Relatively easy process.

Investment
Entrepreneur
Digital Nomad
Visa Accessibility
8.0

🛡️ Safety & Stability

Major improvements in recent years – 2023 homicide rate of 2.4 per 100k is the lowest in the Americas after Canada. Controversial crackdown has dramatically reduced crime, though some concerns remain.

Safety
6.0
Political Stability
5.0

💵 Cost of Living

Very affordable cost of living – you get much more for your money than in developed countries. Great value for digital nomads and retirees.

Affordability
9.0
Housing
9.0

🎓 Education

Below first-world standards. Expat families often rely on private schools or overseas options for quality education.

Education Quality
4.0

₿ Bitcoin Community
BTC Legal Tender

The birthplace of Bitcoin adoption! "Bitcoin Beach" (El Zonte), Volcano Bonds, Bitcoin City plans. Extremely engaged Bitcoin community and government support.

Bitcoin is legal tender alongside USD since 2021. A 2025 update relaxed requirements – Bitcoin is no longer mandatory for merchants but remains widely accepted.

Regulation
8.0
Bitcoin Community
9.0

🌐 Infrastructure

Developing infrastructure – may find inconsistent services outside urban or resort areas. Internet and power can be unreliable in some locations.

Infrastructure Score
5.0

🏖️ Lifestyle

Tropical Pacific beaches, surfer's paradise, warm climate year-round. El Zonte is a famous Bitcoin destination. Spanish is the main language.

Lifestyle Score
7.0

📸 Gallery

Photos from Unsplash. Click images for full credits.

Score Breakdown

7.5
Average Score
Tax (HODL)
10.0
Tax (Trade)
10.0
Cost of Living
9.0
Housing
9.0
Bitcoin Community
9.0
Regulation
8.0
Visa Access
8.0
Lifestyle
7.0
Safety
6.0
Stability
5.0
Infrastructure
5.0
Education
4.0

Quick Facts

Continent
Central America
Climate
Tropical
Cost Tier
Budget-Friendly
Safety
Moderate
Timezone
Americas
English-Friendly
Limited
Family-Friendly
Limited
EU Member
No

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